At IRACARE, We Believe -
that navigating insurance and retirement planning shouldn’t feel overwhelming. Based in Dover, Delaware, and proudly locally owned and operated, IRACARE’s professionals have been helping individuals and families make smart, confident choices for over 18 years.
Led by Wayne Creeden, a Certified Financial Planner®, IRACARE brings professional guidance with a personal touch. Whether you're looking for Medicare coverage, life insurance, health insurance, or annuity options for retirement, we work with top-rated carriers to find the right fit for your needs and your budget.
Let’s make insurance and retirement simple—together. For more information or to schedule an appointment call Wayne at (302) 376-6168
Explore plans through our trusted partner, PlanEnroll, and start your enrollment today.
Explore Delta Dental plans designed for simplicity, savings, and peace of mind.
Jeffrey C. Drury, a Certified Financial Planner® professional, has been committed to providing comprehensive retirement planning services and being a valued resource to his clients since 2007. Providing financial services on the Delmarva Peninsula, he has accumulated 18 years of experience working with various Fortune 500 broker/dealers, including a decade with Bankers Life, Bankers Life Securities Inc., and Bankers Life Advisory Services, Inc. Jeff attended Washington College in Chestertown, MD where he earned a bachelor’s degree in Business Management. He holds several industry designations, including Certified Financial Planner (CFP®), Life Underwriting Training Council Fellow (LUTCF®), and he is a member of the Million Dollar Round Table (MDRT®).
Jeff, a resident of Sussex County, Delaware, lives with his wife Elizabeth and their children, Jameson and Adelyn. When he has free time, Jeff can be found golfing, fishing, or enjoying the outdoors with his family and friends.
Let’s make insurance and retirement simple—together. For more information or to schedule an appointment call Jeffrey at (302) 381-0687
Explore plans through our trusted partner, PlanEnroll, and start your enrollment today.
Kevin Broderick, Financial Professional, has been committed to delivering successful financial services for over 20 years. Providing these services in the Mid-Atlantic market has helped develop a brand of trust and integrity. Kevin Graduated from Pennsylvania State University with a Bachelor's Degree in Business and Marketing. He is an avid automotive enthusiast, and community organizer. Kevin works with several food insecurity groups to help those with economic challenges. Being an entrepreneur, and business owner he understands the pressures of figuring out retirement, and Health Care. In his free time, he likes to tour the region on his motorcycle, go fishing, and chase his four dogs around his Lancaster County Property. His wife Jennifer can often be found at the local food bank donating time to help distribute food, and raise money. Let's get your retirement started right.
For more information, or to schedule an appointment call (215) 200-9204
Explore plans through our trusted partner, PlanEnroll, and start your enrollment today.
With over 17 years of experience in the insurance industry, Antoinette Redji has built a trusted reputation as a knowledgeable, compassionate, and forward-thinking advisor. Since 2007, she has dedicated her career to helping individuals and families find peace of mind through Life Insurance, Medicare solutions, and Retirement Planning. Antoinette believes that true security isn’t just about finances it’s about freedom from fear and the confidence of knowing that life’s unexpected turns won’t leave your loved ones unprepared. Her goal is to simplify the complex world of insurance and retirement planning, providing each client with a personalized strategy that brings clarity, comfort, and lasting protection.
Known for her warm energy, professionalism, and genuine heart for people, Antoinette approaches every conversation with care and creativity. Whether she’s guiding a client through a Medicare plan, designing a life insurance solution, or building a retirement roadmap, she ensures that every decision feels informed, empowering, and full of purpose.
Outside of her professional life, Antoinette enjoys crafting and creating beautiful things a reflection of her belief that beauty and peace can be built both in art and in life. She brings that same joy and intentionality to her work, helping others feel seen, understood, and secure.
As she looks toward the future, Antoinette is passionate about continuing her mission for decades to come helping individuals and families plan wisely, live fully, and retire confidently for the next 20 years and beyond.
With Antoinette, you don’t just gain an insurance agent you gain a partner in peace, a guide for the journey ahead, and an advocate who truly cares about your tomorrow.
For more information, or to schedule an appointment call (302) 864-7233
Explore plans through our trusted partner, PlanEnroll, and start your enrollment today.
A National Medicare Advisor | Retirement Planning Strategist
Joseph Ritter is one of the leading independent Medicare and retirement specialists in the Mid-Atlantic, a trusted advisor to thousands of clients navigating one of life’s most complex transitions. As Founder of Insurance You Keep and Valley Forge Medicare, and now partnering with IRACARE, Joe brings a unique blend of industry experience, empathy, and execution to every client relationship.
With over a decade of experience helping retirees protect their health and wealth, Joe has become known for his ability to simplify the complicated, translating hundreds of Medicare plan options into clear, confident choices that align with each client’s doctors, prescriptions, and financial goals. His agencies serve clients throughout Pennsylvania, Delaware, Maryland, and beyond, offering personalized support backed by national partnerships through Integrity Marketing Group.
Joe’s expertise spans Medicare Advantage, Supplement, and Part D plans, as well as fixed interest annuities, life insurance, and retirement income strategies. He has guided thousands of individuals through major market transitions, including the 2026 Highmark and Independence plan terminations, helping them find stability in an ever-changing landscape.
Driven by a mission to educate and empower, Joe has built one of the region’s most respected client networks—not through sales tactics, but through relationships, transparency, and relentless follow-through. His motto says it best:
“Do what’s right for people, and success takes care of itself.”
When he’s not advising clients, Joe enjoys time with his two children, Shane and Madison, and his fiancée, Yamilex. He is also a passionate creative, an aspiring actor, entrepreneur, and community advocate who believes retirement planning is not just about numbers but about designing a life you love and can sustain.
For more information, or to schedule an appointment call (610) 609-8251
Explore plans through our trusted partner, PlanEnroll, and start your enrollment today.
What We Help With:
- Medicare Advantage & Medicare Supplement Plans
- Life Insurance for individuals and families
- Affordable Health Insurance (under 65)
- Annuities for guaranteed retirement income and growth
At IRACARE, it's not about pushing a product—it’s about protecting what matters most and planning for the life you want to live. Whether you're just starting out or reviewing your coverage after a major life change, we're here to help.
We Are Ready to Work with You!
If you need help with Medicare, Life or Health Insurance, or Annuities give us a call.
